www.discover.com – Application Process For Discover Chrome Student Card
How to Apply for Discover Chrome Student Card
About Discover
Discover is a financial service company in America. It is operated by the Discover Bank. It offers its customer savings accounts, personal loans, home equity loans, credit cards, etc. Discover also offers the Discover and Pulse networks and it owns the Diners Club International. In 1985, Discover was first started. The headquarters of Discover is located in Riverwoods, Illinois, United States. Within the United States Discover is the third-largest credit card brand. There are more than 50 million Discover cardholders throughout the United States.
Discover Chrome Student Card:
Discover Chrome card basically a student card. It is a big deal for college students. It offers you a fair deal with no annual fees. You can earn actual cash backs on spending at gas stations and restaurants. Other than this, you will get shopping and travel protections with this card. You can also monitor your FICO Score 8 from TransUnion for free. You don’t have to pay any extra fees for the foreign transaction. It is a quite simple card, but you can earn a lot of rewards with this card.
Benefits of Discover Chrome Student Card:
There are the following benefits, you will get with the Discover Chrome Student Card:
- For the first year, you will get double cash back.
- At gas stations and restaurants, on speeding up to $1000, you will get a flat 2% cashback.
- You will get free FICO Score 8 from the TransUnion.
- For the Discover Chrome Card, you don’t have to pay an annual fee.
- You don’t have to pay any fees for foreign transactions.
The downside of Discover Chrome Student Card:
- Rewards are not that impressive after the first year.
- The benefits of this card are not very valuable.
Terms and Conditions of Discover Chrome Student Card:
- APR for Purchases: For the first 6 months, your intro APR for purchase will be 0%. After 6 months, it will be 12.99% to 21.99%.
- APR for Balance Transfers: For the first 6 months of your account opening, your APR for the balance transfer, will be 10.99%. After the intro APR expires, it will be 12.99% to 21.99%.
- APR for Cash Advances: The cash advance, your intro APR will be 24.99%.
Fees:
- Annual Fee: There is no annual fee for the Discover Chrome Student Card.
- Cash Advance: For each cash advance, you will be charged 5% of the amount or a minimum of $10.
- Late Payment Fee: For the first time, there will be no late payment fee. After that, you will be charged up to $40.
- Returned Payment Fee: For the returned payment fee, you will be charged up to $40.
How to Apply for Discover Chrome Student Card:
The application process for the Discover Chrome is quite simple. You just need to follow some basic instructions to complete the application process. So, you can simply follow these instructions below to apply for the Discover Chrome Card:
- First, you have to visit this link www.discover.com/chrome-card.
- Then, click on the Apply Now option.
- Then, you have to choose the design for your card.
- Then, provide your information, like name, address, phone, email, date of birth, etc.
- You have to provide your student information.
- After that, you need to click on the Continue to Terms option.
- After that, you have to follow the further steps to complete the application process.
How to Activate Discover Chrome Student Card:
In order to use your Discover Chrome Student Card, you need to activate it. The activation process is quite simple. You just need to follow these instructions below to activate your Discover card:
- First, you have to visit the official website of the Discover website.
- By clicking on this link www.discover.com, you will be redirected to the official website.
- Then, on the homepage, you will see the login section on the right side.
- There, you need to click on the Activate Credit Card option.
- You can activate your card, without login to your account.
- You have to provide the date of birth and the last 4 digits of SSN.
- Then, you have to provide your card information, such as the 16-digit card number, card expiration date, and 3-digit sequence ID.
- After that, simply click on the Continue button for further steps.
How to Register for Discover Online Account:
To manage your Discover card, you have to register for the Discover Online account. You just need to follow these instructions below to register your Discover online account:
- First, you have to visit the official website of the Discover.
- By clicking on this link www.discover.com/, you will be redirected to the official website of the Discover.
- Then, you have to click on the Register Account option.
- Then, under the Credit Cards option, you need to select the Register Now option.
- Then, provide your 16-digit card number and the expiration date of the card.
- Then, you have to provide your primary information, such as the date of birth and the last 4 digits of SSN on the given fields.
- After that, you need to click on the Continue button for further steps.
Also Read : How to Apply Home Depot Consumer Credit Card Online
How to Pay Discover Credit Card Bill:
There are mainly two methods to pay your Discover Credit Card bill. You can follow these below instructions to pay your Discover Credit Card bill:
Online Method:
- First, you have to visit the Discover website.
- Or, you can simply click on this link www.discover.com, for the direct access.
- You will see the login section on the homepage.
- There, you have to provide your user ID and password.
- Make sure that, the Credit Card option is selected.
- After that, you need to click on the Log In option.
- Then, log in to your Discover account, you can make the payment very easily.
Pay by Mail:
You can also make the payment over mail. You need to send your funds to this address:
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103
Discover Customer Service:
Phone:
U.S.: 1-800-DISCOVER (1-800-347-2683)
Outside the U.S.: 1-801-902-3100
TDD: 1-800-347-7449
Mail:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943
The Discover Chrome card is a reward card basically design for the students. The Discover Chrome Card allows you to earn rewards at gas stations and restaurants. But you will get nothing outside of that. You don’t have to pay any annual fees for this card. For the first year, you will get double rewards. So, if you want to apply for the Discover Chrome card, then you can follow these instructions as mentioned above.
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